🔗 bricktalk.net
Is the Covenant Home Loan Program too good to be true?? Dave and Jordan bring in Titus Davis — Community Lending Officer at Washington Trust Bank — to break down one of the most innovative homeownership programs in Washington State.
The Covenant Program addresses the historical impact of redlining and restrictive covenants by offering up to 20% down payment assistance to eligible first-time homebuyers. Titus walks through how the program works, who qualifies, and why this is a real opportunity for people who've been locked out of homeownership for generations.
Beyond the Covenant Program, the crew talks market trends, community updates, and why financial education is the first step to building generational wealth.
Chapters:
00:00 Introduction to Home Ownership Innovations
03:14 The Importance of Education in Finance
09:45 Market Trends and Economic Insights
12:43 Introducing the Covenant Home Loan Program
16:34 Understanding the Historical Context of Covenants
17:38 Understanding the Covenant Down Payment Program
21:23 Navigating the Home Buying Process
25:17 Income Caps and Eligibility Requirements
28:10 The Importance of Generational Wealth
31:09 Education and Resources for Home Buyers
Find out more about the Covenant Program: https://heretohome.org/covenant/
Titus Davis will be hosting First Time Home Buyer classes on May 4th, June 6th and August 1st. Get in touch with Titus for more information!
Titus Davis
Email: tdavis@watrust.com
Phone: 425.547.4716
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Disclaimer: The content shared on Brick by Brick is for informational and entertainment purposes only. We are not financial advisors. Nothing discussed should be considered financial, investment, legal, or tax advice. Always do your own research and consult a professional before making any financial decisions. The views on this podcast are of the guests, and do not represent Windermere Abode, or Dam Cryotherapy.
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